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Terms And Conditions

  1. 1. Customers can join the scheme any day of the year.
  2. 2. Existing members can enroll in multiple schemes.
  3. 3. KYC (Know Your Customer) verification is mandatory for membership.
  4. 4. Monthly installments must be paid on or before the 10th of each month.
  5. 5. Discounts apply only if all installments are paid on time.
  6. 6. Receipts will be issued for each deposit made.
  7. 7. Rewards and discounts are forfeited if the scheme is discontinued early.
  8. 8. The redemption date is 30 days after the last successful installment.
  9. 9. The scheme is valid only for purchasing jewellery (gold and silver).
  10. 10. Making charges for jewellery vary based on the item.
  11. 11. Government taxes apply to the delivery of jewellery.
  12. 12. Timely payments are necessary to qualify for scheme benefits.
  13. 13. Scheme completion is required to receive rewards and discounts.
  14. 14. Members must manage communication regarding scheme rules.
  15. 15. The scheme is valid only for jewellery purchases.
  16. 16. Refunds or exchanges for non-jewellery items are not allowed.